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Instead of trying to re-invent the wheel by providing loan and rate information already all over the internet, here is your quick guide to the best loan information available. The loan brokers listed below have proven their expertise, honesty, and exemplary service to my clients over the years. I invite you to call each lender and COMPARE what they can offer you.

Armando Jaquez (805) 351-3902
Wells Fargo Private Mortgage Banking 
Mike Markado (805) 501-0467
CFC Mortgage Bankers
Steve Patronete (805) 522-5050
Capital Line Financial

Be sure to ask for a “GOOD FAITH ESTIMATE” to compare their terms accurately. Not all companies have access to the same loans and interest rates, so look for that “special” loan that only one of these companies may have from time to time.


This calculator can be used with or without decimal points. It doesn’t get any easier to determine a payment!  For detailed information, please consult one of the experts listed above. They can tell you the taxes and insurance amounts, what amount you qualify for, and how to improve your chance of getting the best loan and rate for your circumstances.



  
Be sure to take a few minutes to talk to a mortgage lender FIRST. Whether you are “just looking” and or are ready to buy as soon as you find the right home, you should always know your options. It is OK to dream about homeownership and I can help you develop a financial plan to make that dream come true. I am one of those Realtors who will take you seriously whatever your situation is.

This career isn’t about a paycheck, it is about relationships and doing the right thing. If it is not in your best interest to buy ANY home, I will be the first one to tell you.

My real job is helping people like you make the best real estate decisions possbile.
 
 
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